What is an FR44 insurance policy?
An FR44 is an insurance document that shows proof of financial responsibility and verification of auto liability coverage. The State of Florida DMV may require you to provide an FR44 in addition to your car insurance if you drive under the influence of a drug or alcohol.
How does an FR44 affect you?
An FR44 Insurance must be carried for a designated time period, usually 3 consecutive years, depending on the severity of your DUI. During this time, you must maintain continuous liability coverage. Any break in coverage will be reported to the state, resulting in the suspension of your license. On top of securing adequate insurance, drivers with an FR-44 status should adhere to traffic laws and refrain from driving after alcohol consumption. After the proper fulfillment of this time period, a driver’s FR44 Insurance requirement should expire, and regular driving privileges should be restored.
What are the minimum liability limits of an FR44 insurance policy?
The State of Florida requires all FR44’s to carry a minimum of 100/300/50 limit on the policy.
How much does FR44 Insurance cost?
The cost of premiums varies depending on the severity of your specific driving record and requirements. Most times the FR44 insurance policies will be required to be paid in full. However, there are certain instances where an FR44 policy with monthly payments is allowed.To get a free quote, call us today for more information on FR44 insurance.