Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Dealer Lot Protection (Part Seven)

Combating Finance Fraud Nobody likes to be regulated, but if you have to work under regulations, it’s best if they can promote your business objectives.   When it comes to addressing identity fraud and finance fraud in vehicle transactions, the Federal Trade Commission’s “Red Flags” rule, imposed in 2011 on auto dealers as well as other enterprises, creates a framework for systematically identifying, addressing, and... Read Article

Dealer Risk Management (Part Six)

Three's A Crowd A dealership had a customer who totaled her car, which was still being financed. Upon learning from her insurer that a claim check was on the way, the dealership allowed her to drive home in another vehicle, which they planned to sell her after receiving the claim check on the first car.   After taking the vehicle home, the woman loaned it... Read Article

How to Keep Your Office Safe From Cyber Crime

Cyber crime is criminal activity carried out on the internet. It can be a crime such as hacking, spamming, or phishing in which a specific device is the object of the crime, or a crime in which a device is used as a tool to commit an offense. Common cyber crimes include identity theft, unauthorized computer access, online theft of bank information, and online predatory... Read Article

Dealer Risk Management (Part Five)

Test Drives Tight control over keys does not eliminate the need for rigorous policies and procedures regarding test drives.   In particular, one should also have a dealer employee ride along on every demonstration and test drive. Normally that is not an issue, as the test drive is the best opportunity for a salesman to point out the features of the vehicle. The only conceivable... Read Article

Prepare Your Office for the Summer Heat

Working in a hot office all day can affect employee morale and productivity. It makes sense for business owners to prepare in advance for scorching summer days. The following tips can help you beat the heat and create a more comfortable office environment. Make Sure Your HVAC System is in Top Running Order When temperatures are climbing, an efficiently running HVAC system can make all... Read Article

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