Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Dealer Risk Management (Part Three)

Employees and Collision Losses Most dealer employees will be driving dealer vehicles for one reason or another, and it is safe to assume that all of them will drive a dealer vehicle at some time. Given that, it is advisable to implement some of the driver safety monitoring used by trucking and livery companies: Obtain an MVR for each employee when hired and at least... Read Article

Dealer Risk Management (Part Two)

Addressing Natural Hazards Earlier, we stated that the presence of natural hazards was an important—if often overlooked—consideration in selecting a site for a dealership. Natural disasters have taken a heavy toll on dealerships in recent years, and dealers can expect to find insurance underwriters digging deeply into their hazard exposures and plans to avoid them or mitigate the losses.   For all the perils nature... Read Article

What Is the Right Time to Purchase Life Insurance?

Life insurance is important because it provides financial security for your loved ones should you become incapacitated or pass away. Even if you have no assets to pass on, a life insurance policy can provide an inheritance for them. It can also be used to pay off outstanding debts, such as a mortgage, car loan, or credit card debts, to avoid placing additional burdens on... Read Article

Why It is Important to Review Your Insurance Policies on a Yearly Basis

Insurance policies are living documents. They can, and should be, changed periodically to accommodate changes in circumstances and needs of the policyholder. At Quoteasy Insurance in Miami, Florida, our agents can assist you with an annual review of your home, auto, and life insurance policies to help ensure you have the coverage you need without paying more than you need to. Reasons to Review Your... Read Article

Dealer Risk Management (Part One)

Securing your Dealer Lot There are many tools and techniques available in the market for protecting vehicles on your lot from damage and theft. But there is no tool for guarding against complacency, which it is easy to fall into after implementing a security plan and focusing on the intense competition you face.   Fencing a lot would certainly control access, but could also be... Read Article

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