Liquor Based Business Insurance
Liquor Based Business Insurance Information
Florida Liquor Liability Insurance
Do you know your liability as a liquor vendor? Every state is different, but all place responsibilities on restaurants, bars, clubs, and liquor stores to uphold local laws concerning the sell of alcohol to minors, intoxicated customers, and after-hours customers. With so many ways to incur legal fines and lawsuits, you put your business at risk without the right liquor liability insurance.
What is Liquor Insurance?
Liquor insurance is coverage dedicated to protecting you against losses and damages related to the serving or distribution of alcohol at your business. It serves to defend your financial interests should you be sued or fined for your role in the serving or selling of alcohol. Whether you manufacture alcohol, sell it in your restaurant, or serve it at a private function, alcohol liability insurance is for you.
For example, imagine hiring a 20-year old college student to work in your grocery store. He knows the laws of selling to minors, but gets caught letting his underage friends purchase beer. The friend drinks and drives, ultimately causing an accident that injures him and his passengers. Sure, you could fire the employee. But that does nothing to protect you when a court makes a $250,000 judgment against your business. Would you have to shut your doors forever? Or would your alcohol liability insurance have you covered?
At Quoteasy, we know the importance of alcohol insurance. We also know that far too many businesses put their companies and the jobs of their employees at risk going without coverage. We offer liquor insurance liability insurance policies custom written to protect our customers’ needs. Some of our coverage options include alcohol insurance for:
- Liquor stores
- Convenience stores
- Special events, usually privately hosted by companies or individuals
Why get an alcohol liability insurance quote from Quoteasy today?
- Courts are placing more and more responsibility on vendors to uphold local liquor sales and intoxication laws. You never know when you could be held legally liable for the irresponsibility of one of your customers or employees.
- Alcohol insurance is affordable when you purchase from an independent agency like Maxsurance. We help you shop and compare rates from multiple insurers to find the policy that is right for you.
Don’t mix another drink or stock your shelves with another case of beer until you explore your alcohol insurance options. Complete the simple savings form on this page to get started on your free, no-obligation quote from Quoteasy today!