Posted by Quoteasy Insurance on
Employees and Collision Losses
Most dealer employees will be driving dealer vehicles for one reason or another, and it is safe to assume that all of them will drive a dealer vehicle at some time. Given that, it is advisable to implement some of the driver safety monitoring used by trucking and livery companies:
- Obtain an MVR for each employee when hired and at least annually thereafter;
- Suspend driving privileges of any employee with repeat loss incidents or moving violations;
- When possible, provide employees with monthly stipends or vehicle leases in lieu of demonstrator vehicles;
- Require that any employee assigned a demonstrator vehicle sign a demonstrator agreement;
- Institute a driver training program for all standard incident report employees authorized for test drives and demonstrator vehicles; and
- Implement use of a standard incident report form for recording all collisions involving dealership staff and vehicles.