It’s safe to say that car insurance is one of the costliest expenses a consumer faces. However, you don’t need to start crying just yet. Here are some simple approaches that can be taken in order to bring down that monthly payment.
· Take advantage of discounts. Insurers offer a wide variety of discounts based on low risk lifestyle, such as older drivers, students with good grades, etc.
· Choose your vehicle wisely. One of the biggest cost components for auto insurers is vehicle damage. It is important to ask your insurer for different quotes on different vehicles, as each premium varies by the model of the auto.
· Setting the right deductible. Your premium is lowered when you choose a higher deductible. Although this implies that you will be paying more out of pocket, by increasing your deductible from $200 to $500 you could be saving anywhere from 15 to 30 percent.
· Huge Risk: Teen Drivers. This simple addition could spike the cost by 50 to 100 percent! Be sure that your teen is a safe driver and takes the appropriate courses necessary before obtaining a license.
Nobody wants to pay more than they have to for an insurance premium. Aren’t satisfied with your current policy? Click here to get a free quote and save on your auto insurance today!
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