For a long time now it’s been difficult to obtain personal car insurance that would cover a Rideshare, Uber or Lyft Driver. That is changing as more and more companies are slowly adapting to the idea of covering the gap between rideshare coverage and personal coverage.
What does the gap mean? While driving for Lyft or Uber, you are covered by that company’s insurance policy. When you are off the clock, you are covered by your personal insurance policy. But for the time that you are looking for a customer to pick up, you are not covered by either insurance. Personal Insurance companies are finding out that their insureds are working for Uber or Lyft and cancelling their insurance, leaving you with no personal insurance coverage.
Now Florida Uber and Lyft Drivers have an option.
There are new insurance policies being created that can cover the gap as well as the personal use of the vehicle.
February 2016 Update:
Foremost Insurance is offering All Rideshare Drivers coverage in: Florida
To get a quote with Foremost in Florida, simply call 1-800-568-2209 or click here: QUOTE RIDESHARE COVERAGE
Metromile, (A Brand New Start Up Company) is offering coverage for Uber Drivers in: California, Illinois, Washington
Geico is offering all Rideshare customers coverage in: Virginia, Maryland, Texas, Georgia, Connecticut, Ohio, and Pennsylvania
Progressive is offering Lyft drivers coverage in: Pennsylvania (As a Pilot Program)
USAA (For Veterans and their families) is offering all Rideshare drivers coverage in: California, Colorado, Texas
Erie is offering all rideshare drivers coverage in: Illinois and Indiana
Farmers is offering all Rideshare Drivers coverage in: Arkansas, Arizona, Colorado, Kansas, Minnesota, Ohio, Oklahoma, Texas, Utah, Wisconsin
Allstate is offering all Rideshare Drivers coverage in: Colorado, Illinois, Texas, and Virginia
MetLife is offering Lyft Drivers coverage in: California, Colorado, Illinois, Texas, and Washington
State Farm is offering all Rideshare Drivers coverage in: Colorado
